AI Recap
Spending Summary
Monthly Income
$18,450
↑ 12.4% vs last month
Monthly Expenses
$11,230
↑ 8.1% vs last month
Net Worth
$284,720
↑ $6,480 this month
Savings Rate
39.1%
↑ 2.3% vs last month
Income vs. Expenses
Last 6 months
Income
Expenses
Net Worth Over Time
24-month trend
$321,400
Assets
$36,680
Liabilities
Spending by Category
April 2026
Housing42%
Transportation14%
Food & Drink18%
Personal9%
Lifestyle11%
Debt & Other6%
Recent Transactions
Today
Spending Heatmap — 2025
Click any day to view transactions
LessMore
MonWedFri
Portfolio Performance
YTD return: +18.4%
Budget Snapshot
April 2026
$18,450
Avg Monthly Income
$11,230
Avg Monthly Expenses
$7,220
Avg Monthly Savings
Monthly Cash Flow
Last 12 months
Income
Expenses
Savings
Cumulative Savings
Running total this year
Food & Drink is at 92% of budget with 18 days remaining this month.
Category Breakdown
April 2026
Month over Month
2025 vs. 2024
Spending Heatmap — 2025
Click any day to view transactions
LessMore
MonWedFri
Portfolio Value
$198,340
↑ +18.4% YTD
Unrealized Gain
$31,240
+18.7% on cost basis
Dividend Income
$2,840
YTD received
Portfolio Value
12-month performance
Asset Allocation
By position type
US Equities52%
Intl Equities18%
Real Estate14%
Fixed Income10%
Cash6%
Monthly Budget
Click any amount to edit
Budget vs. Actual
By category
Remaining Balance
$23,840
Federal Direct Unsubsidized Loan
Repayment Progress
43.5% paid off
$0Original: $42,200
Paid Off
$18,360
Interest Rate
5.05%
Payoff Date
Aug 2029
~40 months
Monthly Payment
$680
Next: May 1
Payments Made
38
of 120 total
Interest Paid (YTD)
$892
↑ $74 vs last year
Extra Payments YTD
$1,200
Saves 4 months
Balance Over Time
Principal reduction trajectory
Actual
Projected
Payment Breakdown
Principal vs. interest split
Principal
$521
76.6% of payment
Interest
$159
23.4% of payment
Extra $100/mo saves $840 in interest and 3 months
Payoff Scenarios
Impact of extra monthly payments
Clearview AI
Knows your full financial picture